Charles Cronin

President

Charles M. Cronin Jr. (Chuck) founded Axiom Capital Corporation in 1993 and is the firm’s President. Over the past 35 years, Chuck has been involved in the structuring of more than $10 billion in Commercial Real Estate (CRE) financing. He has also been involved in more than $5 billion of whole loan portfolio evaluations, purchases, and sales. During this time he has earned the trust and respect of both Owners/Developers the firm represents as well as the top executives of the major capital providers to the industry.

As the former head of a NASDAQ, publicly traded, FDIC insured bank, Chuck brings a unique insider’s understanding of the lending industry. He has nurtured creative solutions for consummating loan transactions and fostering equity ventures. His tenacity and “hands-on” problem solving approach has earned Axiom Capital Corp. its reputation as one of the leaders in commercial real estate financing today.

Chuck sets the strategic direction for the firm and has instilled in the culture the Axioms of RELATIONSHIPS and the drive to deliver EXCELLENT RESULTS through DILIGENCE, INNOVATION, EXECUTION, and simple HARD WORK. Chuck’s tenacity and creativity combined with his knowledge of CRE finance and financial institution’s regulatory and balance sheet issues have helped Axiom close many win –win financings that may never have happened. Chuck’s broad knowledge and his ability to clarify issues simply for each side of a transaction are unique and part of the reason Axiom has a constant pipeline of quality repeat client business.

Prior to founding Axiom Capital, Chuck served as President of Albany’s National Savings Bank (NSBA), a public company traded on NASDAQ. As president, he directed National’s overall operations including asset liability management, mergers and acquisitions, security market sales, and regulatory and rating agency compliance. During his tenure, the bank increased in size from $350 million to just under $1 billion in assets. ROA increased from .33% to 1.25%. ROE increased from 4% to 16.5% and non-performing loans declined from 4% to .71%. In February of 1993, he guided the sale of NSBA to KEY Corp. He is a Licensed Real Estate Broker.

Chuck is an avid supporter of the game of rugby and is a former Albany Knicks team member. In his spare time he works with his wife Monika in many Equine care and rescue efforts and enjoys raising horses. Chuck graduated magna cum laude with a Bachelor’s of Science from Siena College.

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Andrew Kleinberg

Strategic Business Partner

Andrew Kleinberg (Andy) joined Axiom Capital Corporation as Partner continuing his long successful 25 plus year career in commercial real estate (CRE) finance. Andy is based in the NYC/NJ metropolitan area and operates out of his office in Montclair, New Jersey. Andy is responsible for commercial mortgage and equity origination and placement, as well as CRE advisory. Throughout his career, Andy has closed more than $3.5 billion in commercial mortgage financings on all property types. He brings commercial owners/investors a unique set of skills as he has been a lender for more than 25 years. In this capacity he has developed many long standing relationships with owners and developers who rely on his expertise and knowledge. Equally important, he is extremely well respected within CRE lending circles. The trust his former peers have in Andy helps to expedite and optimize his client’s financing requests.

Before joining Axiom, Andy worked very closely with the Axiom team, for more than 18 years, in his various CRE lending positions. Immediately prior to Axiom, Andy spent eight years with UBS Investment Bank as an Executive Director within the CRE group where he was responsible for originating, structuring, and closing commercial fixed rate and bridge loans. Prior to this, he spent three years with CIBC World Markets as Executive Director where he was the regional head of originations, responsible for originating and structuring commercial fixed rate, bridge and construction loans. In addition, Andy spent six years as a Director for AIG Mortgage Finance Company Inc., responsible for all originations and underwriting for the Northeast and Southeast regions. Prior to becoming a senior lender Andy was the Manager for the Real Estate Portfolio Services Group of Arthur Andersen, Vice President for Pearce, Mayer & Greer, a national mortgage brokerage firm, and Vice President of Integrated Resources Inc. Real Estate Finance Group.

Andy holds a Bachelors of Science in Accounting from the University of Colorado. He has his Series 7 and 64 certificates.

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David Lewis

Senior Vice President, Loan Administration and Client Relations

David Lewis joined Axiom Capital Corporation in 2002 as part of the Loan Administration team. He is our Senior Vice President, Loan Administration and Client Relations.

It is in this capacity that Dave coordinates all facets of the closing process including third party reports, insurance, and other due diligence items. Before joining Axiom, Mr. Lewis was the Supervisor of Loan Operations (Retail Banking) for Pioneer Savings bank in Troy, New York.

Dave holds a Bachelor’s degree from Hartwick College in Oneonta, New York, where he graduated Summa Cum Laude. He is a licensed Real Estate Sales Person.

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Alyson Toombs Worthington

Managing Director

As Managing Director at Axiom Capital Corp. (“Axiom”) Alyson is responsible for commercial mortgage and equity origination and placement as well as CRE advisory.  She is a Licensed Real Estate Sales Person. Before joining Axiom, Alyson was Managing Partner & Principal for Silvermine Development Partners LLC (“Silvermine”) and a principal in Merritt Capital Investors, LLC (“Merritt”).  She has been actively involved in negotiating major transactions and managing projects from the principal and ownership perspective.  Silvermine focused on finding unique solutions to create real value in real estate.  She has been responsible for refinancing owned assets, acquisitions, and opportunistically creating value through hands-on renovations, improvements, and asset management. This has included the acquisition, branding, renovation, and divestiture of two major hotel & conference centers.  Additionally, she has experience navigating complex approval and environmental processes to increase project value.

Alyson is actively involved in the real estate community.  In particular, she devotes a significant amount of time to the Urban Land Institute.  She is a former Trustee and served in multiple leadership roles including Vice Chair of the Urban Mixed-Use Council.  Additionally, she served as the Vice Chair for Mission Advancement for the Westchester/Fairfield District Council.  Alyson has also worked in public finance for Morgan Stanley with a focus on providing capital financing solutions for higher education and not-for-profit institutions such as Cornell University, American University and National Geographic Society.  Alyson is an ex-lacrosse player and an avid equestrian.  In her spare time, she enjoys both riding and caring for horses.

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Joshua O’Leary

Vice President, CRE Capital Markets Originator

Josh O’Leary joined Axiom Capital in 2023 as Vice President, CRE Capital Markets Originator. Josh sources commercial lending opportunities in North Carolina and the surrounding areas. Josh has over 10 years of commercial banking experience, primarily as a relationship manager. In his experience, Josh has worked on several real estate transactions of differing types such as multi-family, industrial, office, warehouse, retail, and hospitality.  As a relationship manager, Josh has become a trusted partner to his clients and helps them navigate the right financing for their needs. Mr. O’Leary earned his Bachelor of Arts in Economics from the University at Albany and his Master of Business Administration from the College at Saint Rose. Additionally, he is a 2017 graduate of Leadership Tech Valley Program in Albany, New York.

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Brad Chevalier

Director of Underwriting

Bradley Chevalier joined Axiom in 2016. As an Director of Underwriting, Bradley is involved in loan underwriting, valuation, and closings. Bradley also assists Axiom loan originators on a myriad of day to day activities. Prior to joining Axiom, Bradley worked for a not-for-profit economic development organization at a senior management level. Bradley holds a Master of Real Estate Development from Clemson University and a Bachelor of Science from Siena College.

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Kimberly Cronin

Chief Administrative Officer & Chief Financial Officer

Kimberly Cronin re-joined Axiom Capital Corporation in 2012. Kim is Axiom’s Senior Vice President of Operations and Commercial Loan Servicing. She is responsible for the implementation and management of core business systems and technologies. She also oversees all marketing and office management activities. Before joining Axiom, Kim was a Sr. Accountant (Cash Manager) in the Treasury Dept. at the Golub Corporation. The Golub Corporation is the owner of Price Chopper, a regional grocery store chain, who at the time of her employment, had 130 stores in six states and annual sales exceeding $2 billion. Prior to this Kim worked for ten years in various positions in commercial real estate finance at a credit union, an international accounting firm, and at Axiom. Kim holds an MBA from Union Graduate College and graduated magna cum laude with a Bachelor’s of Science, concentrating in Finance, from Siena College. She is a Licensed Real Estate Sales Person.

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Krystian Karwecki

Senior Credit Analyst

Krystian Karwecki joined Axiom Capital Corporation in 2014. As a Senior Credit Analyst, Krystian is involved in all aspects of the business assisting with loan underwriting, closing and servicing related issues. Krystian is responsible for all of the day to day aspects of marketing and is involved in many administrative and organizational level projects. Prior to joining Axiom, Krystian worked in the food industry helping to manage the day to day operations of several of his family’s fast food restaurants located throughout the City of Chicago. Krystian holds a Bachelor’s degree, concentrating in finance, from DePaul University in Chicago, IL.

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Jenna Rogers

Senior Commercial Loan Specialist

Jenna Rogers joined Axiom Capital Corporation in 2014 as a Senior Commercial Loan Specialist on the Loan Administration team. Jenna works closely with Dave Lewis on all aspects of loan administration, closing, and post-closing servicing related items. Prior to joining Axiom, Jenna was the Retail Lending Systems Administrator at Pioneer Bank of Troy, NY. At Pioneer she was responsible for monitoring and maintaining all programs utilized to move a loan from application to closing. Using her knowledge of the residential side of lending, Jenna brings a fresh perspective to Axiom and strives to always produce over the top service to all Axiom clients and lending partners.

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Alexander Apicella

Junior Analyst

Alexander Apicella joined Axiom Capital Corporation in 2021. As a Junior Analyst, Alexander is responsible for daily operational tasks in the areas of loan servicing, underwriting, loan administration, and backend administration and organization. Prior to Axiom, Alexander worked in various industries including utility sector-based construction, banking, luxury sales, and international non-for-profit work. Alexander holds a Bachelor of Science degree in investment management, as well as an MBA concentrating in investment strategy, from Lynn University in Boca Raton, FL.

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James Earnest

Commercial Banking Coordinator

James Earnest joined Axiom Capital in 2023 as a Commercial Banking Coordinator, in his role James provides operational and transaction support while also managing the office and providing exceptional customer service. Prior to joining Axiom, James was a Personal Banker at KeyBank, where he was instrumental in driving a $3 million quarterly increase in deposits and investment relationships. His earlier experience includes impactful outreach for the Navy Federal Credit Union, where he delivered financial education to military personnel across New York State. James’s career is distinguished by his profound commitment to financial excellence and client relationships.

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